Golo
vanilla28334: blog

vanilla28334's blog


in tough economy, more turn to lottery

Published Sep. 17, 2008

Is there anyone else out there, fellow GOLOers who is tired of struggling? I can see why people are turning to the lottery for a possible solution to their financial problems.  Granted, it is not a wise or even feasible solution to their financial problems, but people are desperate.  I have seen ALL types of people buy lottery tickets, not just the downtrodden.  Folks are looking for some slight glimmer of hope to help them out of their present situation.  I have a friend who is thinking about filing for bankruptcy.  I don't know that much about it, but the general consensus is that bankruptcy has a negative stigma attached to it.  She believes bankruptcy will be the solution to her problems.  I don't know what to tell her.  I am trying to find a solution myself.  Maybe I need to go to the nearby convenience store and buy a scratch off or something.  A 1 in 150 million chance of winning is better than no chance at all!!  Take Care, fellow GOLOers and love, peace and blessings to all!!



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I myself do not spend too much on the lottery. I figure I had better hold on to what little bit I have.

Peace, love, and many blessings to you!

My mom's best friend won 4.5 million in the Maryland lottery. I do not buy lottery tickets. I will however buy a large Diet Coke with crushed ice for 99 cents plus tax.

I am not struggling. It does appear that as a Nation we are headed to a point where Americans will relearn what struggling is actually about. On one hand, I am not wishes for a collapse to happen. On the other hand, true hardship is a great teacher of proper values.

For many people a cell phone is not a luxury. It is no fun to sit at home and watch the dust bunnies. If there are children they need something to do. Part of any workable budget includes entertainment allowances. That is like being on a diet and the very thing you love the most is taken away. What do you immediately want? take your list a little further; cut your own hair, stop buying toothpaste and use baking soda, new clothes are a luxury, buy yours at yard sales, flea markets, and second-hand stores. You need to buy your shoes like that too. People need to economize, but you have to be reasonable.

djofraleigh,

We have already done your list and more. We are getting ready to start raising our own chickens which will provide us with meat & eggs. I would love to raise a cow & few pigs, but I have to get that past the wife first, she thinks their to cute.

We have a big garden that we will have full of fresh fruits and veggys come spring. We have a pond that is now stocked and that should provide our fish next year. We are heating with wood from our land this year to cut down on the utility bill.

I am trying to get to the point that everything I need, I can provide and then the wifes paycheck will just go to the mason jars in the backyard for now. To bad it's illegal to have a still for shine, otherwise I would try that too.

We don't have the McMansion, but, we were able to get a very nice small home in the country on 12 acres and our payment is about $600 per month.

You just have to make the decision that your not going to allow everyone to control your life.

I have spent, maybe, $3 on the lottery. Not a dime in the past couple of year. Don't anticipate spending any more on it.

I figure my chances would be better sowing it as seed faith money to ORU.

Really.

I started walking to the store every day in January. The reward for walking is a one dollar powerball ticket. I am pretty much just paying $365 in extra taxes per year but the hope I have every drawing and the exercise make it worth it.

vanilla, buy a ticket, cause you can't win if you don't play. However, there are a lot of financial counselors and services that can help you get your debt down to a manageable amount. Bankruptcy will stay with you for a long time. And if you are late on a payment they will come after everything. I know this because they blocked my neighbor off in her driveway one morning, made her get out of the car a towed it away. Right in front of all of us and her child.

If you or your friends are in the construction trade, then start making plans to go do Vegas or somewhere building is better if it gets worse here.

If someone is having trouble paying their bills:

their $100 plus cable;

their $100+ for cell phones;

their $100+ for eating out monthly;

their $100+ for entertainment outside the house;

(that's $400 a month they could cut out instantly)

Sell the cars that have payments and get ones like they had when they first married, save another $400 a month. That's $800 a month!

Save more by stopping:

movie rentals or pay for views;

Dropping club memberships;

their jet ski, boat payment, camper & upkeep.

You can even so something about your house payment.

Simplify you life, if you can. You'll be happier.

If you have cut all the fat from your budget, and still can't make ends meet, but have a job, you have hope.

If you have no job, only bills, then you are a sinking ship with no cargo to throw over, but you can still start over.

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